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Wayne Malone, President of FCTI, Inc.

PRESS RELEASE – FCTI, Inc. Announces Wayne Malone as President

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Los Angeles, CA – October 20, 2021 – FCTI, Inc., a nationwide ATM solutions provider, is pleased to announce the appointment of a new organization President, Wayne Malone. Malone has been a business leader in the ATM and Payments space for more than two decades, bringing exceptional global experience across all facets of process and product, including ATMs, payments, and transaction processing. He has managed national and global ATM fleets for large organizations such as Chase and Citi and served… Continue Reading PRESS RELEASE – FCTI, Inc. Announces Wayne Malone as President

credit cards can work for you, if you're smart about it

Making Credit Cards Work For You

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Most people have heard the horror stories of credit card debt or gotten themselves into their own nightmare. But credit cards are not inherently evil. Like any tool, it’s all about how you use it.

There are some really weird ways to save money

6 Weird Ways to Save Money

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Finding ways to cut household costs is often a pain. Usually, it means cutting back on a mixture of standards and enjoyment. Eliminating cable television is a common suggestion, along with eating out less and cutting back on the use of heaters or air conditioners.

strategies for paying off debt

5 STRATEGIES FOR PAYING OFF DEBT

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Consumer debt in the United States has hit a record high of $4.19 trillion. Over a quarter (26%) of that money is held on credit cards. Around 73% of those funds are tied up in automotive loans, student loans, or mortgages. With numbers like these, it is no wonder over half of Americans (60%) feel burdened by their financial situation.

free budgeting

HOW TO BUDGET AND EXPENSE TRACK FOR FREE

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So, you have started creating a budget plan but are looking for a way to track your spending. And now you are overwhelmed by the world of financial applications all vying for your attention and, of course, a slice of your money. But what if I told you there was a way to avoid connecting your bank and credit card accounts to a third party? You don’t have to give away $3.99 – $20 a month. Nor do you have… Continue Reading HOW TO BUDGET AND EXPENSE TRACK FOR FREE

saving for retirement

4 TIPS TO SAVE FOR RETIREMENT

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There are a lot of articles out there talking about Baby Boomers leaving the workforce into retirement. If they are anything like my parents, their (sparkly, new) retirement involves a mixture of 401(k), Social Security, Medicare, and pensions. But the landscape for future generations is significantly different. The opportunities for securing a career with a guaranteed retirement income are rare. Only 17% of private company employees were offered a pension plan in 2018. And experts predict that Social Security will… Continue Reading 4 TIPS TO SAVE FOR RETIREMENT

credit-scores-092020

WHY SHOULD YOU CARE ABOUT YOUR CREDIT SCORE?

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Your Credit Score is an essential part of your financial identity. It is a crucial factor in determining many pieces of your future, including eligibility for loans or credit cards and effective interest rates. Some apartments and property owners check the credit of their renters before approving occupancy. Perhaps the most essential aspect of a Credit Score is its ability to help you prevent fraud. Knowing how these scores are determined and how to check them regularly allows you to… Continue Reading WHY SHOULD YOU CARE ABOUT YOUR CREDIT SCORE?

financial journey

TACKLING PERSONAL FINANCE LIKE A BOSS: FOR BEGINNERS

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Whether you are dealing with massive debt or merely trying to make ends meet, proper money management can be overwhelming. That feeling of drowning? That’s normal. But financial freedom and control is not something achieved in a day. It is a journey that requires time, effort, and commitment.