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saving for retirement

4 TIPS TO SAVE FOR RETIREMENT

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There are a lot of articles out there talking about Baby Boomers leaving the workforce into retirement. If they are anything like my parents, their (sparkly, new) retirement involves a mixture of 401(k), Social Security, Medicare, and pensions. But the landscape for future generations is significantly different. The opportunities for securing a career with a guaranteed retirement income are rare. Only 17% of private company employees were offered a pension plan in 2018. And experts predict that Social Security will… Continue Reading 4 TIPS TO SAVE FOR RETIREMENT

credit-scores-092020

WHY SHOULD YOU CARE ABOUT YOUR CREDIT SCORE?

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Your Credit Score is an essential part of your financial identity. It is a crucial factor in determining many pieces of your future, including eligibility for loans or credit cards and effective interest rates. Some apartments and property owners check the credit of their renters before approving occupancy. Perhaps the most essential aspect of a Credit Score is its ability to help you prevent fraud. Knowing how these scores are determined and how to check them regularly allows you to… Continue Reading WHY SHOULD YOU CARE ABOUT YOUR CREDIT SCORE?

financial journey

TACKLING PERSONAL FINANCE LIKE A BOSS: FOR BEGINNERS

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Whether you are dealing with massive debt or merely trying to make ends meet, proper money management can be overwhelming. That feeling of drowning? That’s normal. But financial freedom and control is not something achieved in a day. It is a journey that requires time, effort, and commitment.

impulse buys can quickly drain your budget

3 Strategies for Reducing Impulse Expenses

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Children offer us an unfiltered look at how our brains react to sales and marketing. When they see something that strikes their fancy, they want it right then. Toddlers, especially, show little patience or consideration for the cost or longevity of the item they desire. Yet, should their whimsy be indulged, the thing they “needed” at the store often gets discarded in short order.

Saving Starts in the Home

4 Ways to Cut Costs at Home

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Have you ever looked at your (lack of) money and wondered where it all went so fast? You’ve taken steps to minimize impulse buys. You’ve created a budget to fit your household needs. What more can you do to help carve out some extra wiggle room?

how safe is that budget app?

Are Budget Apps Safe to Use?

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Is there a danger in providing your financial information to a third-party budget application? The short answer is “yes.” But the benefits may outweigh the risks when done right.

OOH gains steam

OUT OF HOME ADVERTISING GAINING TRACTION POST PANDEMIC LOCK-DOWNS

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As lock-downs begin to ease, Americans are taking the opportunity to get out of the house, with certain precautions. But the time spent in quarantine has had its impact. Consumers who were previously jaded or oblivious to billboards and digital signage are now beginning to look on them as a sign of a return to some level of normality. ooh-gains-steam-post-pandemic-2020Nearly half (45%) of US adults say they are noticing out-of-home advertising more than before, according to a recent survey performed… Continue Reading OUT OF HOME ADVERTISING GAINING TRACTION POST PANDEMIC LOCK-DOWNS

how can you squirrel some money away

3 Ways to Squirrel Money for Emergencies

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If there is anything the COVID-19 pandemic has taught us about finances, it is the importance of having an emergency fund. In April 2020, the number of unemployed persons who reported temporary layoffs hit 18.1 million. Those individuals reporting permanent job loss rose to 2 million.

You should get everyone on board

4 Tactics to Getting Your Household On-Board with a Budget

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Are you the spender in your family? If it isn’t you, I bet someone came to mind. For families and large households, staying on a budget takes more than one committed individual. Either the entire group understands and pitches in, or the endeavor as the whole hangs by a thread.