Children offer us an unfiltered look at how our brains react to sales and marketing. When they see something that strikes their fancy, they want it right then. Toddlers, especially, show little patience or consideration for the cost or longevity of the item they desire. Yet, should their whimsy be indulged, the thing they “needed” at the store often gets discarded in short order.
Have you ever looked at your (lack of) money and wondered where it all went so fast? You’ve taken steps to minimize impulse buys. You’ve created a budget to fit your household needs. What more can you do to help carve out some extra wiggle room?
Death is an unfortunate fact of life. Yet few people include this sad event in their plans for the future. The assumption is always, of course, that you have years ahead of you. But what happens to your household finances if the worst were to happen? Here are steps you can take to help alleviate the pressures and ensure some level of stability.
Is there a danger in providing your financial information to a third-party budget application? The short answer is “yes.” But the benefits may outweigh the risks when done right.
As lock-downs begin to ease, Americans are taking the opportunity to get out of the house, with certain precautions. But the time spent in quarantine has had its impact. Consumers who were previously jaded or oblivious to billboards and digital signage are now beginning to look on them as a sign of a return to some level of normality. ooh-gains-steam-post-pandemic-2020Nearly half (45%) of US adults say they are noticing out-of-home advertising more than before, according to a recent survey performed… Continue Reading OUT OF HOME ADVERTISING GAINING TRACTION POST PANDEMIC LOCK-DOWNS
If there is anything the COVID-19 pandemic has taught us about finances, it is the importance of having an emergency fund. In April 2020, the number of unemployed persons who reported temporary layoffs hit 18.1 million. Those individuals reporting permanent job loss rose to 2 million.
Are you the spender in your family? If it isn’t you, I bet someone came to mind. For families and large households, staying on a budget takes more than one committed individual. Either the entire group understands and pitches in, or the endeavor as the whole hangs by a thread.
The global pandemic has highlighted many things that are both wrong and right with the systems we use to run our governments and everyday lives. Closer to home, it is also calling attention to failings in standard budgeting practices and financial advice.
Fireworks are a mainstay of celebrating the independence of the United States. However, they are also a main source of hospital visits for the month surrounding the holiday. And right now, a hospital visit is not only a potential health risk, it can also be a major blow to your wallet.
Developing a workable budget that fits your lifestyle and circumstances is hard enough without having a good place to start. Use this free monthly planner and cash-flow worksheet to help you get your ducks in a row!