If there is anything the COVID-19 pandemic has taught us about finances, it is the importance of having an emergency fund. In April 2020, the number of unemployed persons who reported temporary layoffs hit 18.1 million. Those individuals reporting
Are you the spender in your family? If it isn’t you, I bet someone came to mind. For families and large households, staying on a budget takes more than one committed individual. Either the entire group understands and pitches in, or the endeavor as
The global pandemic has highlighted many things that are both wrong and right with the systems we use to run our governments and everyday lives. Closer to home, it is also calling attention to failings in standard budgeting practices and financial
Fireworks are a mainstay of celebrating the independence of the United States. However, they are also a main source of hospital visits for the month surrounding the holiday. And right now, a hospital visit is not only a potential health risk, it can
Developing a workable budget that fits your lifestyle and circumstances is hard enough without having a good place to start. Use this free monthly planner and cash-flow worksheet to help you get your ducks in a row!
Chances are you’ve purchased something in the past day or so. Even those who claim to dislike shopping are likely to make regular purchases for a variety of reasons. But how often are we buying things we need?
We’ve talked about home cooked meals, ditching disposables, quality over quantity as ways people used to scrimp and save. But, when money was really tight, those three strategies were far from enough to help people get by.
Here are three MORE ways
From 1929-1939, the Great Depression swept Americans into financial destitution. Slow consumer spending created lower rates of production, causing businesses to reduce in size, lay off workers, or close their doors for good. Millions were unemployed,
It is a well-known truth that a majority of Millennials (born 1977-1995) struggle with debt. Not including mortgages, the average debt they hold is around $28,000. That money is typically wrapped up in student loans, car loans, and revolving credit
Food and shelter are two of the most common essentials for human existence. So, it should come as no surprise that food purchases are often the most significant household expense – right behind rent or mortgage.
And that cost can quickly balloon