Most people have heard the horror stories of credit card debt or gotten themselves into their own nightmare. But credit cards are not inherently evil. Like any tool, it’s all about how you use it.
6 Weird Ways to Save Money
Finding ways to cut household costs is often a pain. Usually, it means cutting back on a mixture of standards and enjoyment. Eliminating cable television is a common suggestion, along with eating out less and cutting back on the use of heaters or air
3 Strategies for Reducing Impulse Expenses
Children offer us an unfiltered look at how our brains react to sales and marketing. When they see something that strikes their fancy, they want it right then. Toddlers, especially, show little patience or consideration for the cost or longevity of
4 Tactics to Getting Your Household On-Board with a Budget
Are you the spender in your family? If it isn’t you, I bet someone came to mind. For families and large households, staying on a budget takes more than one committed individual. Either the entire group understands and pitches in, or the endeavor as
Preparing for Crisis: ‘Bare Bones’ Budgeting and Crisis Mode
The global pandemic has highlighted many things that are both wrong and right with the systems we use to run our governments and everyday lives. Closer to home, it is also calling attention to failings in standard budgeting practices and financial
Create a Budget that Fits Your Life With This Free Budget Worksheet
Developing a workable budget that fits your lifestyle and circumstances is hard enough without having a good place to start. Use this free monthly planner and cash-flow worksheet to help you get your ducks in a row!
Why Do We Buy? Self-Awareness to Help Curb Your Spend
Chances are you’ve purchased something in the past day or so. Even those who claim to dislike shopping are likely to make regular purchases for a variety of reasons. But how often are we buying things we need?
3 MORE Ways Americans Used to Save That Can Still Apply Today
We’ve talked about home cooked meals, ditching disposables, quality over quantity as ways people used to scrimp and save. But, when money was really tight, those three strategies were far from enough to help people get by. Here are three MORE ways
3 Ways Americans Used to Save That Can Still Apply Today
From 1929-1939, the Great Depression swept Americans into financial destitution. Slow consumer spending created lower rates of production, causing businesses to reduce in size, lay off workers, or close their doors for good. Millions were unemployed,
Youth Debt is “the New Normal”. It Doesn’t Have to Be.
It is a well-known truth that a majority of Millennials (born 1977-1995) struggle with debt. Not including mortgages, the average debt they hold is around $28,000. That money is typically wrapped up in student loans, car loans, and revolving credit