Your Credit Score is an essential part of your financial identity. It is a crucial factor in determining many pieces of your future, including eligibility for loans or credit cards and effective interest rates. Some apartments and property owners
3 Strategies for Reducing Impulse Expenses
Children offer us an unfiltered look at how our brains react to sales and marketing. When they see something that strikes their fancy, they want it right then. Toddlers, especially, show little patience or consideration for the cost or longevity of
3 Things COVID Has Taught Us About Money
All the things happening in 2020 have often made it difficult to look on the bright side. Even our humor has often been dark. Memes are floating around about trying to guess the next natural disaster to hit us. Whether it be “murder hornets,” dual
How to Avoid Letting Your State’s ‘Re-Opening’ Burn a Hole in Your Wallet
While states continue to struggle with managing the COVID-19 outbreak, the majority of the US has begun to “re-open.” Many businesses and people are attempting to get back to whatever semblance of normalcy they can achieve while following state and
How to Stop “Keeping up with the Joneses”
Financial inequality can strain any relationship. Whether it is your neighbors, your family, or your close friends, making more or less money than those around, you can cause discomfort and jealousy. These feelings often lead to spending patterns
3 Things Quarantine Can Teach Us About Life and Frugality
We’ve all spent at least a month in quarantine. Fairs, concerts, playgrounds, movies, and more have all been delayed or completely shut down. Schools have closed. We’ve all be forced to see things from a new perspective. Rather than a waypoint
5 Reasons Americans Have Budget Headaches
Despite a penchant for continually monitoring their accounts, most Americans are still worried about their financial future. Nearly half of US consumers say a $400 emergency would put them in financial hardship. Even more report their savings is less
Why Do Americans Have a Bad Relationship with Money?
Well over half of Americans (66%) check their bank account at least once per week. A similar majority (73%) also reported they carry two or fewer credit cards. (Lexington Law) Another 53% consider paying off debt a high priority. Surely, such signs
5 Steps to Building a Workable Budget Without Killing the Fun
While keeping on budget can be an issue for many American consumers, many are operating their homes entirely without a financial plan. It is possible to get by sans spending framework. However, running even a single-person household like this
Your Account Holders Crave More, Better Communication
Today’s consumers admit to knowing very little about managing finances. But they want to learn. Even better, they want to learn from you. J.D. Power reports 78% of US retail banking customers would prefer to receive financial advice or guidance from