Finding ways to cut household costs is often a pain. Usually, it means cutting back on a mixture of standards and enjoyment. Eliminating cable television is a common suggestion, along with eating out less and cutting back on the use of heaters or air
5 STRATEGIES FOR PAYING OFF DEBT
Consumer debt in the United States has hit a record high of $4.19 trillion. Over a quarter (26%) of that money is held on credit cards. Around 73% of those funds are tied up in automotive loans, student loans, or mortgages. With numbers like these,
HOW TO BUDGET AND EXPENSE TRACK FOR FREE
So, you have started creating a budget plan but are looking for a way to track your spending. And now you are overwhelmed by the world of financial applications all vying for your attention and, of course, a slice of your money. But what if I told
4 TIPS TO SAVE FOR RETIREMENT
There are a lot of articles out there talking about Baby Boomers leaving the workforce into retirement. If they are anything like my parents, their (sparkly, new) retirement involves a mixture of 401(k), Social Security, Medicare, and
WHY SHOULD YOU CARE ABOUT YOUR CREDIT SCORE?
Your Credit Score is an essential part of your financial identity. It is a crucial factor in determining many pieces of your future, including eligibility for loans or credit cards and effective interest rates. Some apartments and property owners
TACKLING PERSONAL FINANCE LIKE A BOSS: FOR BEGINNERS
Whether you are dealing with massive debt or merely trying to make ends meet, proper money management can be overwhelming. That feeling of drowning? That’s normal. But financial freedom and control is not something achieved in a day. It is a journey
3 Strategies for Reducing Impulse Expenses
Children offer us an unfiltered look at how our brains react to sales and marketing. When they see something that strikes their fancy, they want it right then. Toddlers, especially, show little patience or consideration for the cost or longevity of
4 Ways to Cut Costs at Home
Have you ever looked at your (lack of) money and wondered where it all went so fast? You’ve taken steps to minimize impulse buys. You’ve created a budget to fit your household needs. What more can you do to help carve out some extra wiggle room?
Preparing for the Inevitable: Protecting Your Household’s Finances in Case of Death
Death is an unfortunate fact of life. Yet few people include this sad event in their plans for the future. The assumption is always, of course, that you have years ahead of you. But what happens to your household finances if the worst were to
Are Budget Apps Safe to Use?
Is there a danger in providing your financial information to a third-party budget application? The short answer is “yes.” But the benefits may outweigh the risks when done right.